Retirement Age Calculator

Accurately calculate the statutory retirement age, retirement date, and flexible retirement options based on the latest 2025 policies

Bug report

Browser execution mode: Your data is processed in your browser and is not uploaded to the server.

Speed and Stability: Processing speed depends on your device and browser. For large batch work, the desktop version may be more stable.

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If the online tool fails to load or run, try the desktop tool.https://tools.yikeaigc.com/

Tool Usage

Return to old version

Set personal info first, then generate a retirement plan

Calculate statutory retirement age, retirement date, delay months, flexible retirement range, and contribution requirements by birth date, personnel type, and flexible choice. Results are for personal planning only; official processing is subject to agency confirmation.

Set InfoBirth Date & Personnel Type

Choose PlanStatutory, Early, or Delayed

View ResultsCopy or download report

Retirement Parameters

Use sample data to try it quickly; enter your first contribution month to estimate total contribution years by the selected retirement date.

Local Calculation

Birth Date

Policy tables calculate by birth month; the date is used to verify the age range.

First Contribution Month (optional)

After entry, estimates total contribution time up to the selected retirement month.

Personnel Type

Male Employee Original statutory retirement age is 60, gradually delayed to 63. Female Employee, Original Age 55 Management, professional, and technical roles originally retiring at age 55, gradually delayed to 58. Female Employee, Original Age 50 Production, service, and similar roles originally retiring at age 50, gradually delayed to 55.

Flexible Retirement Plan

Adjustment Months

Drag to select months

0 months36 months

Results

After you finish the settings on the left, statutory retirement, flexible retirement, and contribution-year estimates will appear here.

Waiting

Set your birth date and person type first, then click “Calculate and View Plan”.

Gradual delay

Male employees and women formerly retiring at 55 are delayed 1 month every 4 months; women formerly retiring at 50 are delayed 1 month every 2 months.

Flexible choice

If eligible, you may retire early voluntarily, up to 3 years early and not below the original statutory retirement age; with agreement, retirement may be delayed up to 3 years.

Contribution years

From 2030, the required contribution period will gradually rise from 15 to 20 years, increasing by 6 months each year.

Result scope

This tool estimates the retirement month based on public policy rules. Special cases such as special types of work should be confirmed with the local agency.

Instructions

Software Instructions

Enter date of birth: Select the exact date in the date of birth input field. The system will calculate based on the year and month of birth.
Select personnel type:
- Male employee: Applies to male employees whose original statutory retirement age was 60.
- Female employee with an original statutory retirement age of 55: Applies to female employees in management, professional, technical, and similar positions.
- Female employee with an original statutory retirement age of 50: Applies to female employees in production, service, and similar positions.
Enter first insurance enrollment year and month: This item is optional. After entering it, the system can estimate the cumulative contribution years at retirement and the required contribution years.
Select a flexible retirement plan:
- By statutory retirement age: Directly view the statutory retirement age and retirement year and month after the reform.
- Flexible early retirement: You can select the number of months to retire early within the policy-permitted range. The system will automatically verify that it is not lower than the original statutory retirement age.
- Flexible delayed retirement: You can set the number of months to delay retirement. The delay limit is 3 years and must be agreed upon with the employer.
Click Calculate: After confirming the information, click “Calculate and View Plan” to view the retirement age, retirement year and month, delay months, flexible range, and contribution year requirements.
Save or export: You can save the current settings, copy the results, or download a TXT report for later verification.

FAQ

A: The policy will take effect on January 1, 2025. Male employees and female employees whose original retirement age was 55 will have retirement delayed by 1 month every 4 months; female employees whose original retirement age was 50 will have retirement delayed by 1 month every 2 months. Adjustments will be made gradually based on year and month of birth.

A: They are generally distinguished by the nature of the position. Management positions and professional or technical positions usually correspond to the original retirement age of 55; production, service, and similar positions usually correspond to the original retirement age of 50. For specific classification, it is recommended to confirm with your employer’s HR department or the social insurance agency.

A: The flexible early retirement period may be no more than 3 years before the statutory retirement age, and must not be earlier than the original statutory retirement age. Choosing early retirement also requires meeting the contribution period requirement for receiving the basic pension on a monthly basis.

A: When employees reach the statutory retirement age, they may flexibly delay retirement after reaching an agreement with their employer. The delay may not exceed 3 years beyond the statutory retirement age, and matters such as the delayed retirement date should be confirmed in writing in advance as required.

A: After you enter the month and year of first enrollment, the tool estimates the total contribution period up to the selected retirement month and compares it with the applicable contribution period requirement, making it easier to determine whether you need to continue making contributions or adjust your retirement plan.

A: If the retirement month calculated under the original policy is earlier than January 2025, it is generally not affected by this gradual delayed retirement reform, and the tool will display the retirement date based on the original statutory retirement age.

Answer: Special types of work such as underground, high-altitude, high-temperature, and heavy manual labor, as well as other special circumstances that meet national regulations, may be subject to separate rules. For such cases, it is recommended to confirm based on local policies and the requirements of the handling agency.

Answer: The calculation results are suitable for personal planning and information verification. Matters such as the official retirement date, job classification, and recognition of contribution years should be subject to review by the local social insurance agency or the employer’s HR department.

Answer: No. Your date of birth, personnel type, and insured participation month/year are used only for calculations on the current page and will not be submitted to the server.